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Yes, completely free. If you enroll in a plan, the insurance carrier may compensate us. You never pay us a separate fee for our help, regardless of whether you enroll.

Absolutely not. Our advisors are educators first. We'll help you understand your options and compare plans — the decision is entirely yours. There is no obligation to enroll in anything.

That depends on the plan's provider network. We can help you check whether your preferred doctors, clinics, or hospitals are included before you decide on a plan.

Most health insurance plans include prescription drug coverage, but the cost and covered medications can vary by plan. We can help you review plan details to see how your prescriptions may be covered.

It depends on the plan type. Short-term plans can start as soon as the next day. ACA plans typically start the 1st of the following month. Our advisors will confirm exact dates for your situation.

In most cases, there is no direct cost to speak with a licensed health insurance advisor. Our goal is to help you understand your options clearly so you can make a confident decision.

The right plan depends on your budget, doctors, prescriptions, household needs, and how often you expect to use medical care. We help you compare available options so you can choose a plan that fits your situation.

Yes. Our advisors can help you review whether you may qualify for subsidies or other savings based on your income, household size, and location. Eligibility rules vary, so we'll explain what may apply to your situation before you enroll.